We have 3 plans available -


  1. Starter: Covers all basic benefits of health insurance after a 30 day waiting period. Pre-Existing Diseases are covered after 1 year in this plan.
  2. Essential: Starter benefits + Pre-existing coverage from day 0, No per disease capping and waiting period
  3. Premium: Includes all previous benefits + Maternity & day 1 newborn cover.


You can view the details of the different plans on the XPayroll dashboard here.