• No, group insurance doesn't allow any selection.
  • If you choose to take the ESC plan, you will have to cover spouses of all married employees and all dependent children.
  • If you choose to take the ESCP plan, you will have to cover spouses of all married employees, all dependent children, and parents of all employees.
  • There is also a minimum cap on the number of parents. The total number of parents should be 1.6 times the number of employees. Example - If your organization has 10 employees and you want to cover parents then we would need a minimum of 16 parents to be covered.