Date	Topic	Subtopic	POD	Effective Date
9 Nov	Exceptions for the bank account change process	For deviations/approvals for the bank account change where there is a mismatch in the beneficiary name [depending upon the business type] should come from the risk head [Chandrashekar Thorati].	SRF	9 Nov
9 Nov	Halting Instant Refunds on Cards	Instant Refunds on Cards has been halted to comply with the latest Card compliance requirements. All the refunds will be processed via the normal refunds system, which typically takes around 5-7 days.	Post Onboarding, Omni Channel	9 Nov