Date	Topic	Details	SOP LInk	Effective Date
24-Sep-2024	Refund Charges	>Added Steps to find the Mode of Refund opted by the MX to assist on the charges applied	Link	24-Sep-2024
24-Sep-2024	Refund over 6 months	> If MX insists of Refund older than 6 months, provide Instant Refund or offline refund option	Link	24-Sep-2024
24-Sep-2024	Refund Timeline	> Instant Refund timeline corrected from 2L to 5L	Link	24-Sep-2024
24-Sep-2024	Account Rejection from Reg to Unreg	> IF any Mx would want to disable the existing account as they would want to move from Reg to Individual, Reject the account under : duplicate_or_erroneous_creation	Link	24-Sep-2024